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Thread: Full time APs: How do you provide Proof Of Income for rental applications?

  1. #41
    Originally Posted by AxelWolf View Post
    Originally Posted by Ozzy View Post
    He's got a limited time frame to make his dough. Sure he's got potentially 20-30 years due to his age, but counting could be complete garbage within a few years. If he's that pig headed(act shocked!) and is unwilling to take advice from a mentor like AlexWolf, he might have limited options in the near future. He's still young he's got that going for him, but if he's anywhere near as good as he says, he's got to sock away some bread in the pantry, for a safety net. You don't want to be in your 40s in the near future with no pot to piss in.
    I have been hearing card counting and AP in general was dying/dead since 2000, and yet here we are. No doubt things change, Some things die out, but some things get better, but as long as you change and adapt you should not have a problem. I remember IGT and other game makers were swearing off bonus banking, player funded, variable state, or whatever you want to call them, but now look at what we have... it seems like it's better than ever. Sure there is more competition nowadays, but there's also extra added stuff we didn't really have back in the day. And the number of casinos we have access to nowadays is far greater than what we had back then. If you knew what you were doing, motivated, and loved to travel you would make a killing nowadays.




    ZenKing doesn't seem big on change, but if push comes to shove, he will have to change, like it or not.
    I agree, if someone is knowledgeable, resourceful, flexible, willing to travel outside of their comfort zone, there are still plenty of opportunities out there. Very different then late 90s early/ mid 2k with little/ no competition. That has increase many fold over the last 5 or so years. I'm considering hanging it up and traveling the world frugally, when things loosen. Little over 20+ years gets draining after a while. I'm sure veterans like you, Monet and Max know, its hard to let it go, it's ingrained. Its definitely a lifestyle that some people love and many hate, I wouldn't have changed the crazy train lifestyle for anything. Only a limited amount of people, can make a good run at it and truly make it work. Time will tell, crazy world.

  2. #42
    Originally Posted by Ozzy View Post
    I agree, if someone is knowledgeable, resourceful, flexible, willing to travel outside of their comfort zone, there are still plenty of opportunities out there. Very different then late 90s early/ mid 2k with little/ no competition. That has increase many fold over the last 5 or so years. I'm considering hanging it up and traveling the world frugally, when things loosen. Little over 20+ years gets draining after a while. I'm sure veterans like you, Monet and Max know, its hard to let it go, it's ingrained. Its definitely a lifestyle that some people love and many hate, I wouldn't have changed the crazy train lifestyle for anything. Only a limited amount of people, can make a good run at it and truly make it work. Time will tell, crazy world.
    It is difficult to give it up.
    I've been trying for at least 2 to 3 years now.
    I suppose that is true to anything in life that someone has done for a long period of time.
    Party Is Over?
    Gravy Train has Ended?
    It can be difficult to acknowledge.

  3. #43
    Originally Posted by monet
    It is difficult to give it up. I've been trying for at least 2 to 3 years now. I suppose that is true to anything in life that someone has done for a long period of time.
    That doesn't apply to me, at least.

    I recently retired after forty years of practicing law; for the first couple months I felt a bit like a fish out of water but not anymore: I have zero desire to seek employment.

    Why do we differ (rhetorical question)?

    I've a couple of possible explanations as to why a non-AP can retire easier than an AP, generally speaking.

    Most jobs do not involve an activity which can easily become addictive; might it be that you are addicted to gambling and are therefore fighting some sort of "internal battle" when you try to walk away?

    Perhaps of greater importance is money: I have plenty now due to saving, investing and inheritance and have no need to ever work again; while I suspect there are some AP's who may be in the same boat come retirement age I am guessing that most AP's (and many non-AP's, of course} are not in a similar financial position when retirement age comes around.

    A portion of my income comes from Social Security; I get a generous payment from Uncle Sam because I diligently reported my taxable income over my lifetime.

    I suspect that many AP's, at least those whose only source of income has come from gambling, do not have a good retirement payment to look forward to due to a combination of not reporting income and spotty earnings over the yeares.

    This is only what I suspect to be the case, I hope I am wrong.
    Last edited by MisterV; 04-12-2021 at 09:57 AM.
    What, Me Worry?

  4. #44
    I have a great retirement plan set up; I just have to make sure to die within a month or so of retiring.

  5. #45
    I don't want to retire. I enjoy doing this. Retirement is for people to do nothing but waste the rest of their lives away.

  6. #46
    People outside looking in on the AP world are not close to being aware of what some are earning. It is easy to see the bums and misfits. I like it that way. I quit a very decent above average career to AP full time. I am better off for it.

  7. #47
    More power to you, Max, and well done.

    But for every successful AP I suspect there's a lot more wannabes who have flamed out or who have little to show for it when they reach their mid-60's.

    True, the same applies to many non-AP's: my point is that all of us, AP's included, need to report our income and pay taxes (gotta qualify for a good Social Security check) as well as save and invest a good chunk of your winnings in an IRA or some other form of investment.
    What, Me Worry?

  8. #48
    Originally Posted by MisterV View Post
    True, the same applies to many non-AP's: my point is that all of us, AP's included, need to report our income and pay taxes (gotta qualify for a good Social Security check)
    That's like saying you should get down on hand and knee and beg for crumbs....lmao

    If I never had to pay another tax the government could keep my social security. Crumbs even if maxed out. Structuring your life around a social security check is retarded.

  9. #49
    "Crumbs," perhaps, esp. compared to what I have earned and paid taxes on over the years.

    But I can't complain.

    The ones who are fucked are those who don't qualify for any (or very few) "crumbs" due to not having reported and paid tax on income while working, AP and non-AP.

    They're doubly screwed if they don't have a lot of dough set aside to provide for a comfortable existence after they stop working.

    Oh, wait a minute, I guess most AP's probably HAVE TO work til they die, and a fun retirement is but a dream for most AP's, right?

    Life's a game: just play your cards right.
    Last edited by MisterV; 04-12-2021 at 05:03 PM.
    What, Me Worry?

  10. #50
    Originally Posted by MisterV View Post
    "Crumbs," perhaps, esp. compared to what I have earned and paid taxes on over the years.

    But I can't complain.

    The ones who are fucked are those who don't qualify for any "crumbs" due to not having reported and paid tax on income while working, AP and non-AP.

    They're doubly screwed if they don't have a lot of dough set aside to provide for a comfortable existence after they stop working.

    Oh, wait a minute, I guess most AP's HAVE TO work til they die, and a fun retirement is but a dream for most non-AP's, right?

    Present company excepted, of course.

    If so, never mind, they made their bed, they can sleep in it.

    Life's a game: just play your cards right.
    Your story is getting stranger and stranger.
    Worried about Social Security and having a relationship with an Ex Homeless Divorcee.
    Your Credibility has lost a few notches lately from Highly Respected Divorce Lawyer.
    How many marriages have you had again??
    Seriously... you were involved with a Homeless girl who got a divorce from a Homeless Guy and they used to ride the rails being homeless and witnessed at least one murder!!??
    How does someone with your clout and status get involved with some girl like that???
    Makes no sense whatsoever.
    Were you under the bridge in Portland by the river shooting up Heroin... tell the truth... that is how you two met, isn't it??
    I know that area well, sorta.
    I spent a summer in Portland Oregon playing Speed Chess at the Town Square.
    Pioneer Square (Courthouse).
    I'd set my clock, table and pieces up every morning to the right under those red banners by the coffee shop in the picture below.
    They have these large blocks where people play chess or they did in those days.
    Coffee Shop was next to it in the green.
    And public transportation was free at that time for the downtown area.
    I heard they got rid of that years ago.
    Attached Images Attached Images  
    Last edited by monet; 04-12-2021 at 05:15 PM.

  11. #51
    I was very young, she was very pretty.

    The night we met she drank me under the table and put me in the attic.

    I was hooked.
    What, Me Worry?

  12. #52
    If an AP doesn't sit any money aside he won't have much of a retirement.
    If a resaurant owner doesn't sit any money aside he won't have much of a retirement.
    If a drywall contractor doesn't sit any money aside he won't have much of a retirement.
    If a bar owner doesn't sit any money aside he won't have much of a retirement.

    etc., etc., etc....
    "More importantly, mickey thought 8-4 was two games over .500. Argued about it. C'mon, man. Nothing can top that for math expertise. If GWAE ever has you on again, you can be sure I'll be calling in with that gem.'Nuff said." REDIETZ

  13. #53
    Originally Posted by mickeycrimm View Post
    If an AP doesn't sit any money aside he won't have much of a retirement.
    If a resaurant owner doesn't sit any money aside he won't have much of a retirement.
    If a drywall contractor doesn't sit any money aside he won't have much of a retirement.
    If a bar owner doesn't sit any money aside he won't have much of a retirement.

    etc., etc., etc....
    True, seen a lot of APs that are actually very good at what they do and then when they win on AP they go lose it on baccarat, craps, sports betting etc.

    Got a friend that knows all the plays and is very good at finding plays, then always loses it on baccarat. I ask him why, he says “Can’t help it, baccarat is my weakness” I’m tell him just don’t play it & ask him don’t you like money more than the thrill of playing baccarat?

    But he is resigned to the fact that as long as he is around casinos that he can’t control himself.

    Sad really.

  14. #54
    Tax returns, bank statements, referrals, and larger deposit should easily cover any issue with not having pay stubs. And if that isn't sufficient, it is probably not a great place to live.

  15. #55
    Here’s another tip too although may be obvious

    Call around and ask places the qualifications BEFORE you look so you don’t waste time.

    After great recession I had a lot of money but horrible credit & I’d waste time looking at places & then get declined due to credit, so I starting calling in advance before I looked to find places that would work w bad credit.

  16. #56
    Originally Posted by tominnv View Post
    Tax returns, bank statements, referrals, and larger deposit should easily cover any issue with not having pay stubs. And if that isn't sufficient, it is probably not a great place to live.
    I'm leary of large deposits. Landlords have the worst reputation with small claims judges. The court is always packed with people trying to get their deposits back from landlords.
    "More importantly, mickey thought 8-4 was two games over .500. Argued about it. C'mon, man. Nothing can top that for math expertise. If GWAE ever has you on again, you can be sure I'll be calling in with that gem.'Nuff said." REDIETZ

  17. #57
    Originally Posted by mickeycrimm View Post
    Originally Posted by tominnv View Post
    Tax returns, bank statements, referrals, and larger deposit should easily cover any issue with not having pay stubs. And if that isn't sufficient, it is probably not a great place to live.
    I'm leary of large deposits. Landlords have the worst reputation with small claims judges. The court is always packed with people trying to get their deposits back from landlords.
    I am 100% with Mr Mickeycrimm on this. Most Vegas corporate rentals require only $200 deposits or $500 at the most. Why let a landlord have more?

    Frankly we all know deposits are rarely returned and are forfeited for fees for cleaning and damages as minor as a drawer not sliding properly.

    Just present your tax returns, as I said before. It's what doctors and lawyers and business owners do. Professional tradesmen dont have W2s.

  18. #58
    I wonder how child support is collected from APs. I'd be kind of leery explaining all the details to a judge and having to explain how income has dwindled from the past.

  19. #59
    Originally Posted by theywontpayontuesday View Post
    I wonder how child support is collected from APs. I'd be kind of leery explaining all the details to a judge and having to explain how income has dwindled from the past.
    You dont need a W2 job to be ordered to pay, or to pay child support.

  20. #60
    Originally Posted by theywontpayontuesday View Post
    I wonder how child support is collected from APs. I'd be kind of leery explaining all the details to a judge and having to explain how income has dwindled from the past.
    Maybe they garnish your free play.

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