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Thread: Full time APs: How do you provide Proof Of Income for rental applications?

  1. #61
    Pay it the same as any self employed person.

  2. #62
    About APs, I remember BBB telling Zenking she'd be REALLY uncomfortable leasing/renting to an AP if she were a Landlady, because sure the AP could win lots of money at a time, but if he loses, there goes her Rent for that AP l... BBB and I didn't always get along, but she was 100 percent right on that...
    https://photos.app.goo.gl/Zk2WAFzDcrJ7pjNB7

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  3. #63
    Originally Posted by Tasha View Post
    About APs, I remember BBB telling Zenking she'd be REALLY uncomfortable leasing/renting to an AP if she were a Landlady, because sure the AP could win lots of money at a time, but if he loses, there goes her Rent for that AP l... BBB and I didn't always get along, but she was 100 percent right on that...
    I would rather rent to an AP over a Walgreens employee living paycheck to paycheck as they might lose all their money in the nearest casino playing penny slots or whatever hits their fancy. If they suddenly can't afford a good haircut and a bus pass, they might lose their job. AP's can always get a job with very little start-up money that pays more than $8 -$14 an hour, I'm not sure how easy it is for a WG's worker to get one once they have been tagged a risk factor due to losing all their money gambling.

    I would probably rather rent to someone with a skilled job that pays well and is in high demand, and someone who has a good credit score/history knowing people dont want to mess that up since it opens more doors, opportunities, and acts as a lifeline if needed.

    How much rent have you been able to get out of paying during the rent-free covid year, if any?

  4. #64
    I'm going to take a stab in the dark and say Tasha lives with family and gives a couple hundy a month for room & board.

  5. #65
    Originally Posted by AxelWolf View Post
    Originally Posted by Tasha View Post
    About APs, I remember BBB telling Zenking she'd be REALLY uncomfortable leasing/renting to an AP if she were a Landlady, because sure the AP could win lots of money at a time, but if he loses, there goes her Rent for that AP l... BBB and I didn't always get along, but she was 100 percent right on that...
    I would rather rent to an AP over a Walgreens employee living paycheck to paycheck as they might lose all their money in the nearest casino playing penny slots or whatever hits their fancy. If they suddenly can't afford a good haircut and a bus pass, they might lose their job.
    That was not nice...

  6. #66
    Assets such as money in the bank with many months bank statements can substitute with some lenders for proof of income.

  7. #67
    AP is always misunderstood even by people like BBB. When I have a bad week it doesn't mean I don't have any money left. An AP can't be an AP like that. An AP is never putting his entire bankroll at risk on a given play. Never more than a small fraction of bankroll at risk on any given play. It's not going to happen but I could lose for years and not run out of money.

    A funny story got told on the Risk of Ruin podcast about BJ players in the 70's and 80's and how notoriously cheap they were. They had 6 and 7 figure bankrolls but no curtains in their apartments. Any money they made went into their bankrolls. Fuck curtains!!! And any other stupid shit to blow money on. LOL. They understood the importance of money in gambling.

    As Puggy Pearson, a little educated but highly effective poker player put it "For professional gamblers money is the mule that pulls the plow that tills the soil so the crops will grow."

    Anyone that would dust off their entire bankroll in a month and can't pay the bills is not a real AP.
    maxpen is the shit stain in the underwear of life.

  8. #68
    Originally Posted by mickeycrimm View Post
    AP is always misunderstood even by people like BBB. When I have a bad week it doesn't mean I don't have any money left. An AP can't be an AP like that. An AP is never putting his entire bankroll at risk on a given play. Never more than a small fraction of bankroll at risk on any given play. It's not going to happen but I could lose for years and not run out of money.

    A funny story got told on the Risk of Ruin podcast about BJ players in the 70's and 80's and how notoriously cheap they were. They had 6 and 7 figure bankrolls but no curtains in their apartments. Any money they made went into their bankrolls. Fuck curtains!!! And any other stupid shit to blow money on. LOL. They understood the importance of money in gambling.

    As Puggy Pearson, a little educated but highly effective poker player put it "For professional gamblers money is the mule that pulls the plow that tills the soil so the crops will grow."

    Anyone that would dust off their entire bankroll in a month and can't pay the bills is not a real AP.
    Very enjoyable and hopefully educational (for some) post mickeycrimm. Colorful characters back in the 70's and 80's. I only get to learn of them through someone like you.

    As for blackjack AP's skimping and every available dollar going towards backroll, to build for a bigger bankroll and higher future earnings, I went through a little bit of that and it was early 2000's. I had my half of a reasonable apartmnet rent, but it was food and clothing I skimped on in my early years. I litterally existed on mac & cheese and PB and jelly sandwiches and a few other cheap food choices for the better part of two years. Just wanted every available dollar to go back into my small BR so it could grow to where I could bet bigger and make a little more.

    I moved into an apartment with a roommate that was his apartment so it had curtains. But if not for that and I lived alone, I could have seen me doing without curtains, and rugs and maybe owning one pan to cook, so as to grow the bankroll.
    Come on down everybody! According to Mdawg, Las Vegas is handing out bags of cash just for the asking.

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