I'm lucky. I don't have a 401k. I have a pension funded by employers that started in 1972. And after I die my beneficiary will inherit 50% of my pension.

You APs have your own retirement plans? Well the reality is they're second rate and chances are you may outlive the money... if you really put money into them.

https://www.fool.com/retirement/2019...r-savings.aspx