Presidential election betting

[redietz]

First you wrote

My credit score is just fine and in the 850s

Then you wrote:

I'm surprised I have the highest credit score out of those posted... still curious what Singer says I am lying about.

You're clearly lying about the value of your credit score, given that the highest possible score is 850: can't go any higher, i.e. into the "850's" as you claim (over 850}.

Caught in a lie...join the others on the dunking stool.

LOL. Just look the crap up, guys. It's common knowledge, as they say.

The 900 scale is a rarely used alternative scale that incorporates auto loans and some bank loans. If you don't have an auto loan, you can't get bonus points, so the 900 scale is pretty much inappropriate. They tried to give people bonus points if they had current auto loans is what it amounted to. I have no idea if anyone actually uses the 900 scale these days. Maybe auto dealers.

To figure out what account's number likely is, just deduct the 50 points he garnered from having a specific auto or special kind of bank loan. If he thought he had 850-something, then he's somewhere between 800 and 810, which puts him a hair above mine and mickey's range, which is good, but not spectacular. I'm hoping for an 810 or thereabouts but may not get there.

Auto loans are a particular flag that companies like to see because they suggest you are willing to shell out long term money for depreciating items, and you are willing to pay for the opportunity to do so.

Some trivia: About 1 1/2 percent of Americans have perfect (850) credit scores.

Almost all credit scales run the 850 cap these days. Banks do when they are figuring real estate backed loans. Personally, I have never bought an automobile on credit, so I am never going to get a bonus 50 points so I can -- chuckle -- have a credit score "in the 850's."