Originally Posted by redietz View Post
Originally Posted by The Boz View Post
I personally use a Barclays Silver American Airlines card for 99% of my spending. Because I fly AA almost exclusively, it makes sense for me to get all the miles I can to use. Yes it covers rental car insurance but also gives 2 miles per dollar on hotels and rentals so it adds up.

As for cards that cover rental car insurance, there are less than there were years ago but these banks/cards are good options.

All Wells Fargo cards
All Chase cards
All American Express
All Capital One Cards

But it’s important to know and occasionally check you benefits because cards change often with just the legal requirement of notifying you, usually the customer misses it.

As for Discover, I’m shocked it’s still popular with only 1% cash back along with limited 5% each quarter. I say limited because there is a limit on how much you can get back. Even the basic Wells Fargo card is 2% and others offer even more on targeted categories.

Finding the right card is an individual decision based on spending habits but the research can pay off big time. Obviously only if you follow rule #1 of card whoring….pay the balance off each month.
Thanks, Boz. I have Capital One and Chase, but only their lower level cards, so they don't cover it. My Discover is the one with the 25K+ credit line, but they quit the rentals.

I will check out American Express. That is likely the way to go. Or I need to consolidate my Capital One. I have two separate AA Capital One accounts that if I consolidate, I likely qualify for the better card.

I appreciate the info. I'm going to try to square this away in the next couple of months, as it is a pain in the derriere.
Yea when I said All I meant the travel type cards like Venture with Cap one and the Sapphire with Chase. I believe most personal AMEX cards cover it but best to check first.