I guess I need to read through the rules of my sportsbooks. This article mentions the risk:
https://about.darkhorseodds.com/guid...cher-vs-action
FanDuel is mentioned as a book that commits to the odds as wagered. I verified it here:
https://www.fanduel.com/fanduel-spor...house-rules-az
That's from Arizona. We don't have FanDuel in Nevada, but Boyd's sports app is powered by FanDuel.