Originally Posted by
redietz
I actually agree with you on the ATM's, hosts, and credit use, although I'd say there are specific instances wherein using credit can work for you (short term) from a convenience perspective. I'm not sure American culture has much to do with strong discipline -- we're number two on the fattest list. We're probably number one on the energy consumption list. I think the fact that displays of your kind of discipline are such a rarity says the opposite about U.S. citizenry, in fact.