http://alanbestbuys.com/id430.html

One of my clients. He does mortgages based on stated income, on bank deposits, on cash flow. Be prepared for a higher rate. There are also hard money lenders.

Banks only offer a slice of the products available.

But the bottom line is if you think your tax returns are not verified you're dreaming. Everything is verified. But put down a big deposit and mortgage lenders will gladly do business with a gambler. Just don't claim you have EV DOLLARS because they live in the real world. LOL