No. The writing and information sounds nothing thats anything Singer.
Does it kill you that there might be another person in this world who made these comments disputing some claims here?
I will say that the banker was speaking strictly from the perspective of a traditional bank. I know mortgage brokers who can get mortgages for gamblers. I think kewlj said he got his first house with 40% down and in that case if he was selling lemonade on a street corner he'd get a mortgage.