There have been thousands of discussions on that topic in this very board. As you say, you are not qualified, and you derail every single one of them. There is no point in starting another one, knowing that:
You will say you never heard of it.
You will demand an explanation.
It will be given.
You will say you still don’t understand.
It will be explained in detail by someone who knows a lot more than you about whatever subject it is..
You will say that’s BS!
Then Rob will chime in, insulting those who tried to explain something to you.
Rinse and Repeat.
Again, there is no point in me starting another thread like this.