Originally Posted by mickeycrimm View Post
Thanks for reminding me, Rob. I just checked with Experian. My credit rating is 797. I maintain credit because you have to have it to do various things. I pay my balances off every month so interest is of no concern to me. I'm not an expert on credit and am certainly not burdened with credit card debt. I just received another unsolicited offer for a credit line. I accepted the card because there is no yearly fee and the money I spend in restaurants and supermarkets gets me a big discount on gasoline. I run through 50 or 60 gallons a month so it should be a big savings to me. I'm always looking for loopholes and hidden charges. If I catch them screwing me I cancel the card.

Rob, how is your credit rating after those two recent judgements for non-payment of rent?
Good job on setting the hook deep in the old troll and his best buddy. You've had them flopping around here for several days now. People get too hung up on credit score, living a debt free life is the key to financial freedom. I like and use affinity cards, but only recommend them if paid of every month. Sounds like you have some common sense, I doubt if there are any bankruptcies in your past.