Idiot Mdawg. You are right about something. I don't receive many, ACH payments. Didn't even know the term before this discussion. Don't claim to be an expert. I had a payment transferred from an account in my name that my attorney set up to hold and disperse settlement funds in which my portion was transferred to my personal account. Is that an ACH transfer? I guess. In reading about it after you brought it up, I guess that is what it is.
So I was informed by my attorney's office on a Friday morning that the funds would be transferred that day. I checked my account several times throughout the day, the last being at 9pm and the funds were not showing. Just after midnight they were showing. I have no idea when they were actually transferred or how posting works. They were not showing at 9pm and were showing after midnight. So fuck off.
BUT, in making your comments, you trying to prove you know everything about everything, you were 100% shit wrong about social security. I know because of my partners social security for more than a decade, which came into a joint account. This was social security disability, not SSI. I have a vague understanding what SSI is, I believe a program that isn't really social security that is administered by the social security program. Those people get their checks of funds on the first of the month or a day or two earlier if the 1st falls on a wekend or holiday.
My partner was on social security disability. he received his benefits on the 3rd of the month. Anybody on social security, whether disability or regular retirement that has been on since before late 1990's received their benefits on the 3rd of the month. Sometime in the 1990 payment dates were changed from the 3rd of the month to the 2nd, 3rd or 4th wednesday. But anybody on the program since before 1990's it was the 3rd of the month.
So my partner received his benefit payment on the 3rd. If the 3rd fell on a Saturday or Sunday, he received it on early Friday. If the 3rd fell on a Monday, the money hit our account early Saturday morning. I always wondered about this last one because Monday being a regular business day, there seemed no logical reason for payments to come early, but they always did. 10 years that we shared an account, if the 3rd was a Monday money would be in account Saturday morning. Maybe the reason was because SS security payments go out just after midnight, a payment going out on a Monday would need someone working Sunday night to oversee it and that wasn't a regular SS working schedule. I have no idea, I am just guessing. But if the 3rd fell on a Monday, payment was in account Saturday morning. End of fucking story!
So just fuck off. It is just another case of you talking but not knowing what you are talking about.
Your welcome for the education on social security payments in current times, or at least as of 2018, when my partner passed.