kewlJ

[MDawg]

For example, here is what a past incoming ACH transfer looks like. This is for a different bank from the one I posted that is "pending" for today. This approx 23K one would have shown as pending starting early in the morning on the 16th, and then the next day, shown with the 16th date, as it does now. It would have been available for use anytime on the 16th.



You may go through years of my bank accounts, all different banks, you will never find any incoming ACH with a non-Banking day (such as a Saturday) date on it. It is an impossibility that UNKewlJ received an ACH after midnight on a Friday, "posting" as he claims on a Saturday. He will need to alter that lie at least some to make it even plausible.

Unredacted, you'd be able to tell where this ACH came from, and the intended recipient, same as any ACH transaction record on a bank statement.


His whole story about unavailability of the ACH all day Friday and then suddenly after midnight and early Saturday morning (after 11:59pm Friday) the ACH lands, is absurd. Even a social security payment would not arrive after midnight such that it lands Saturday, let alone a standard business ACH, which those standard business ACHs always land in the mornings of a banking day.

[MisterV]

Who gives a flying fuck about the timing of an ACH?

The REAL unanswered question here, Mdawg, is WHEN will you invite us all to the housewarming of the wonderful, multi-million dollar LV mansion you said you were buying?

Fair warning though: if you invite me I'll shit on your bed.

[accountinquestion]

I'll put up the same as what he puts up, if that is the stumbling block, but whatever we put up has to be mutually at risk. Obviously. At his end, if he knows that he has the proof of the ACH settlement for his backrooming incident, then whatever he puts up isn't even at risk.

This is a perfectly fair proposal, and if he wants Todd to be the arbiter, that's fine with me too.

THE UNKEWL CHALLENGE

If this liar can produce evidence that he received a settlement from his made up backrooming incident on the date he claims I will match the amount he received in the ACH. The question just is, what is he willing to put up if he cannot produce the proof he claims exists. Since he "knows" he got the settlement, I'd assume that he'd put up any amount, since he "knows" he will win this challenge?

He doesn't have to meet me, he can provide the proof to the Wizard who will be back in town soon enough and can handle this. Hell, I don't care, he can provide it to MrV if he likes, MrV won't even have to come to Vegas all he will have to do is login to UNKewlJ's meager bank account to see that there is nothing there, barely two nickels to rub together and no record of any ACH from Saturday, 6/24/23. He may change the banking login password to something simple, facilitate Wizard or V's login, and then change it afterwards.

I know such evidence does not exist. It is impossible that he received an ACH after midnight on a Saturday (meaning, after 11:59pm Friday, 6/23/23).

I am in Vegas now and will leave this offer open for one week.

How about it UNKewlJ, is it worth it to you to double what you supposedly got in this settlement, in one blow? AND prove yourself.

Seems reasonable you put up ~20k and then proceed from there. Then Kewl meets up with Todd. If he can demonstrate ACH transfer on the a certain range of limited dates he immediately gets the $20k. Then Todd will know the settlement amount (sans attorney fees) and will ask Mdawg for the rest of it.

The downside is Mdawg will know approximately the full settlement amount which is something Kewl wishes to avoid.

0 chance the casino tries to clawback the rest of the settlement. 100% they do not want it known they broke a dude's arm like that. The concern there is vastly overstated and bordering on nonsense.

So ultimately the ONLY risk to Kewl would be that Todd doxes him in the future. HOWEVER, Todd has been online for 20 years and is a well known gambler in gambling circles. He would be staking his entire reputation on this if he were to dox kewl or "collude" against him by not paying the $20k immediately upon seeing Kewl's laptop.

Todd would likely need a fee.

Kewl ? If you are a professional gambler no way you would say no to the above unless you have 0 chance of winning.

[MDawg]

$20K, $50K, whatever. We both put it up, and the winner takes all.

He can't do it, I don't care WHO sent him an ACH he will never produce one with a date of 6/24/2023, a Saturday on it. When he gave that as the date for the ACH's landing he blew it. He backed himself into a corner by saying that there was no trace of the ACH all day long on Friday, even up until midnight, and then it suddenly "posted" on Saturday early morning (after Friday midnight). He will have to re-think and modify his story to even make it plausible.

MaxPen on the UNKewl one: Compulsive liar is a fair assessment of what he is. If people go back and look at your last few stories they will see a trend in you always changing the story after you get caught lying.

[accountinquestion]

Do you seriously believe that KJ lies about EVERYTHING?

I don't.

To each his own.

lol. The guy has been reading shit on the internet for 10+ years to regurgitate. Of course he is a BJ expert. Why would you believe anything he says? Why does he never give any details? Then when he starts to give details it is immediately bullshit.

At this point he just as well might be a woman in a wheel chair. He lied about something as stupid as surfboard to demonstrate he was kewl and had other stuff to do. I wouldn't believe a damn bit of it at this point and you are naive if you do.

I could see taking your position a few months ago.

The problem is that you're just some random dude who has little to do with advantage gambling. You just see a poor lost soul. The rest of the guys who like to do various gambling to make money just find Kewl's phoney existence obnoxious.

Me? I just sit around all day posting to avoid being productive. This is so much more fun....................

[kewlJ]

Thank you for posting the screenshot of an ACH transfer Mdawg. I know you weren't trying to, but it did explain something. It doesn't really matter at all, but I think this clears something up for me. The transfer of the settlement money into my personal account does NOT say ACH.

It was always Mdawg that steered discussion toward an ACH transfer, and rules and times that he looked up on the Internet. I knew nothing about what an ACH transfer was. And what I know now it is only because what I have read as a result of this discussion.

So an ACH transfer is a transfer between accounts at different financial institutions that goes to the clearing house because it is different financial institutions. A transfer between accounts at the same institution does not go through the clearing house and is not an ACH transfer. It is an interbank transfer between accounts at the same bank.

So there was an ACH transfer when the settlement money was transferred from the other party to the account that my attorney had set up at my financial institution, but that was weeks earlier. On the day that my portion was transferred from the account my attorney had set up to my personal account, both at the same banking institution, there was no clearing house involved. It was just a bank transfer. The timing of that isn't set in stone, but just when the bank makes the transfer.

Doesn't really matter. But it does clear some things up for me. I will know if I ever get another ACH transfer.

Now just out of curiosity, I looked back 5 years to some deposits of my partners Social security. these deposits also do not specify ACH. The say SSA US treasury. (Social security administration, U.S. Treasury)

So not that it matters but are government checks actually ACH? Just off the top of my head Clearing house (ACH) means something has to clear. Government checks are guaranteed.

Anyway, none of this really matters. I was told on a FRiday morning that the settlement funds would be transferred that day. I checked several times. and just after midnight the funds were in my account. Anything else that Mdawg wants to turn this into is just his usual trolling.

[accountinquestion]

MisterV, think about it. You get on google maps and look up casinos. You can read a bit about them. There are lists of which places have blackjack.

The way this guy spends time on forums he would clearly become a real expert on blackjack. You can get that without any experience. All he has been doing is regurgitating.

I'm not sure he lies about anything but the likelihood any single thing is true is the same across the board. There is literally 0 reason to think anything he says is true. He clearly has concocted this whole persona and even topped it off with his personal mission to reveal those who HE sees as phoney gamblers.

I smoke weed too bro but I can see through the clouds, yanno?

The theory that he might even be a woman makes as much sense as prostitute. If not significant mental illness, it is him trying to escape whatever his reality is. Lets say you're some random person who can't get out into the world. Your escape is to catfish this whole culture. Ok, card counting! that sounds cool. (was cool to me 20 years ago. I read Ken Uston's book.) Gay? Thats kinda hip. Edgy perhaps. Then you couple with the need to legitimize himself by dogging mdawg and singer. That says to me that the whole persona may be completely made up. Go watch the show Catfish on MTV and understand the depth these people go. They always find some cooler persona than themselves. "KewlJ" Even the surfboard was in this vein. Yet even that was almost guaranteed a lie.

He has a few things going for him. Maxpen may or maybe not have seen him. In 10+ years living in casinos you're going to see all sorts of weirdos that might stick out in your head. The only real hard evidence is apparently his IP address is in LV? hmm. That discounts the woman theory and just adds to the prostitute theory.

We'll never know.

[kewlJ]

Who gives a flying fuck about the timing of an ACH?

The REAL unanswered question here, Mdawg, is WHEN will you invite us all to the housewarming of the wonderful, multi-million dollar LV mansion you said you were buying?

Fair warning though: if you invite me I'll shit on your bed.

You know what V, this is correct. Mdawg skillfully not only doesn't answer any questions about "the mansion", but he doesn't even acknowledge any questions about The M-mansion. This is an old troll trick.

I will engage in no discuission about any topic past, present of future, with Mdawg until he addresses the disappearing mid 7 figure Las Vegas mansion.

[accountinquestion]

Thank you for posting the screenshot of an ACH transfer Mdawg. I know you weren't trying to, but it did explain something. It doesn't really matter at all, but I think this clears something up for me. The transfer of the settlement money into my personal account does NOT say ACH.

It was always Mdawg that steered discussion toward an ACH transfer, and rules and times that he looked up on the Internet. I knew nothing about what an ACH transfer was. And what I know now it is only because what I have read as a result of this discussion.

So an ACH transfer is a transfer between accounts at different financial institutions that goes to the clearing house because it is different financial institutions. A transfer between accounts at the same institution does not go through the clearing house and is not an ACH transfer. It is an interbank transfer between accounts at the same bank.

So there was an ACH transfer when the settlement money was transferred from the other party to the account that my attorney had set up at my financial institution, but that was weeks earlier. On the day that my portion was transferred from the account my attorney had set up to my personal account, both at the same banking institution, there was no clearing house involved. It was just a bank transfer. The timing of that isn't set in stone, but just when the bank makes the transfer.

Doesn't really matter. But it does clear some things up for me. I will know if I ever get another ACH transfer.

Now just out of curiosity, I looked back 5 years to some deposits of my partners Social security. these deposits also do not specify ACH. The say SSA US treasury. (Social security administration, U.S. Treasury)

So not that it matters but are government checks actually ACH? Just off the top of my head Clearing house (ACH) means something has to clear. Government checks are guaranteed.

Anyway, none of this really matters. I was told on a FRiday morning that the settlement funds would be transferred that day. I checked several times. and just after midnight the funds were in my account. Anything else that Mdawg wants to turn this into is just his usual trolling.

I would give you a solid A- for pulling this one out however very unlikely attorney is sitting around at midnight logging into his bank account to do this.

BTW none of my ACH transfers have ACH in the description. Just a name of recipient and the confirmation #.

[Ray Finkle]

I will engage in no discuission about any topic past, present of future, with Mdawg until he addresses the disappearing mid 7 figure Las Vegas mansion.

Can someone give me the over/under on this please....

[MDawg]

Like I said,

He will have to re-think and modify his story to even make it plausible.

MaxPen on the UNKewl one: Compulsive liar is a fair assessment of what he is. If people go back and look at your last few stories they will see a trend in you always changing the story after you get caught lying.

but, his re-thinking and modifying didn't help his lie.

First of all, as noted, the incoming ACH doesn't always have the designation "ACH" on it.

With some banks it does



with others it does not (the word ACH does not appear anywhere on this ACH):



But a transfer of funds from one's bank account to an external bank account is still an ACH, and the same rules apply, and it won't land "just after midnight," and definitely not at all on a Saturday.

ACH means "electronic fund transfer made between banks and credit unions across what is called the Automated Clearing House network." A direct deposit, a transfer between your bank account and to another bank account that does not belong to you, funds sent to you by a credit card processor, all are all ACHs.

Anyway, as predicted he had to re-think and modify his story. Obviously he spent the last couple hours doing some furious research to think about what lie he could come up with to try to salvage this wreck. Obviously did not go to any casinos for any play as he claimed he was going to either.

So there was an ACH transfer when the settlement money was transferred from the other party to the account that my attorney had set up at my financial institution, but that was weeks earlier. On the day that my portion was transferred from the account my attorney had set up to my personal account, both at the same banking institution, there was no clearing house involved. It was just a bank transfer. The timing of that isn't set in stone, but just when the bank makes the transfer.

This story, doesn't change anything other than prove that he's trying desperately to change things to make it seem like something actually arrived at his bank. It did not. To set up a transfer to an external account, requires verification. Otherwise, anyone could just link to anyone's account without any authority.

I won't get into what exactly is required, but I'll let UNKewlJ spend some more hours trying desperately to dig into what he has to say to try to save himself.

And even so, such a transfer is not going to happen on a Saturday. It would have been deferred until Monday. By sticking with the portion of the lie that says that it wasn't there until Saturday, he killed the story, even in its later iteration.

And what he is now pretending to describe, in his new version of the story, is still an ACH.

[kewlJ]

MisterV, think about it. You get on google maps and look up casinos. You can read a bit about them. There are lists of which places have blackjack.

The way this guy spends time on forums he would clearly become a real expert on blackjack. You can get that without any experience. All he has been doing is regurgitating.

I'm not sure he lies about anything but the likelihood any single thing is true is the same across the board. There is literally 0 reason to think anything he says is true. He clearly has concocted this whole persona and even topped it off with his personal mission to reveal those who HE sees as phoney gamblers.

I smoke weed too bro but I can see through the clouds, yanno?

The theory that he might even be a woman makes as much sense as prostitute. If not significant mental illness, it is him trying to escape whatever his reality is. Lets say you're some random person who can't get out into the world. Your escape is to catfish this whole culture. Ok, card counting! that sounds cool. (was cool to me 20 years ago. I read Ken Uston's book.) Gay? Thats kinda hip. Edgy perhaps. Then you couple with the need to legitimize himself by dogging mdawg and singer. That says to me that the whole persona may be completely made up. Go watch the show Catfish on MTV and understand the depth these people go. They always find some cooler persona than themselves. "KewlJ" Even the surfboard was in this vein. Yet even that was almost guaranteed a lie.

He has a few things going for him. Maxpen may or maybe not have seen him. In 10+ years living in casinos you're going to see all sorts of weirdos that might stick out in your head. The only real hard evidence is apparently his IP address is in LV? hmm. That discounts the woman theory and just adds to the prostitute theory.

We'll never know.

What a fucktard!!! Gay is kind of hip? Kind of edgy?

Granted being gay has been a little more tolerated in my lifetime than in generations before me. Those poor bastards (the stonewall generation) were beaten and killed for being gay. God bless them for the courage to fight back. But nothing is edgy or hip. Gay bars and clubs are bombed and shot up, targeted just because they are gay bars and clubs. And gay teens have suicide rates far, far greater than other teens because of all the bullying that STILL takes place.

What a fucking stupid thing to say.

On gay and blackjack: There was a very brief time, I was considering and even tried out a kind of gay flamboyant, act at the tables. This was 12-15 years ago. The thinking was it would look bad for pit folks to single out the gay guy and might buy you something. I actually know or know of a straight card counter that used this act and thought it helped him. But in the end, Everything I came up with as my plan of attack was about drawing as little attention as possible.....about not rocking the boat and this wasn't going to fit with that long-term plan and style. This would make one more memorable. So I abandoned it.

Now that bullshit that everything I know and share is from reading is just that. It is bullshit. I have shared some things I do, tracking a second table, spreading both ways, card counters basic strategy, bet spread, and the different thresholds that draw attention. And these are only a few. These aren't things found in any book, and most not things often discussed on forums. These are things you learn by playing and maybe some other players share via networking.

If you can't tell the difference, I wonder about your skill of reading people, especially since it was recently revealed you play poker.

What you are suggesting is just so preposterous, I have to ask, are you serious or are you just so entrenched in trolling me, that you have lost touch with reality.

And finally, your comments going right back to preposterous shit, like he is a woman, almost answers that last question. I took you as a serious person for a long time. A decent person. You are neither as far as this forum activity, you are no different than a Rob Singer or Mdawg with your trolling. Maybe even worse because you are a sneaky little piece of shit. A coach belly element to it.

[MDawg]

What I should have done, is placed a wager on this:

He will have to re-think and modify his story to even make it plausible.

Once confronted with the problems with his story, it was obvious that he was going to have to come up with a different version of his lie.

But, would anyone have taken the action on the other side? I don't think so!

[kewlJ]

Like I said,

And even so, such a transfer is not going to happen on a Saturday. It would have been deferred until Monday. By sticking with the portion of the lie that says that it wasn't there until Saturday, he killed the story, even in its later iteration.

IT HAPPENED ON A FRIDAY!!!!!!!! How many fucking times do you have to be told something!!!

It showed up just after midnight. Actually, I don't know when it showed up, so let me correct that. I first saw it just after midnight.

Now next post guess what Mdawg will say? ACH transactions don't happen on a Saturday. Stupid fuck!!!

[Ray Finkle]

33 mins.
Not bad....

[kewlJ]

KJ: The sky is a beautiful bright blue today.

Mdawg: You are lying, the sky is never kelly Green.

KJ: I said blue.

Mdawg: caught in another lie about the sky being kelly green.



This is what plays out over and over and over.

Now what happened to the Las Vegas M-mansion you made up?

[kewlJ]

Trying out my new signature.

[MDawg]

Today:

Actually, I don't know when it showed up, so let me correct that.

Three months ago, posted at VCT on a Saturday:

Settlement money was transferred into my personal account overnight.

Follow up clarification from three months ago:

I have no idea how ACH payments work. I looked online several times during the afternoon and evening. As of 9pm, the payment was not showing. Before I went to bed, I looked a final time and the payment was there. This would have been 1:30 or 2am, I don't remember what time I went to bed.

We could have predicted that we'd have a THIRD version of the story, when the heat was on. Now he's trying to claim it wasn't an ACH at all (even though even what he describes in his latest version of the lie, an external bank account transfer, is still an ACH), and that he's not sure if it landed after midnight.

I mean shit, the guy has never gotten an ACH in his life and never for this amount, and yet he's completely hazy on the details on when it even landed. He couldn't just login to his bank, scroll back a couple months, and look?

UNKewlJ given that even an external bank transfer IS an ACH, even a transfer within the same banking institution to an external account is an ACH, and that the ACH system for standard business ACHs shuts down at 3:30pm PST, HOW did you get that ACH, even between 9pm PST and 1:30AM PST? How?



I am sure that the newest version of the story will be that it posted on the 22nd, a Friday, and not Saturday the 23rd.

Funny how UNKewlJ's memory is so fuzzy when it comes to the biggest single pay day of his life.

[MDawg]

It's at this point, after the little putz refuses to 'fess up even after lying and changing his lying story multiple times, that he gets his peanuty head shoved into the sidewalk.

There has to be a fair amount of domestic violence in his household (when he has a household - no wonder his own family kicked him out). Just imagine how annoyed anyone dealing with him would get over his compulsive lying and refusing to back down even in the wake of overwhelming proof against him.

We laugh at him, shake our heads at his stubbornness in refusing to admit when caught in most of his lies, but in person it would be hard to resist (except for the extreme distaste of having to touch the guy) grabbing his peanuty head (he's so wimpy that you'd feel bad about punching him) and shoving him to the floor.

[kewlJ]

https://vegascasinotalk.com/forum/sh...rooming/page35

Liston mansion boy. I never wrote a word about ACH transfer. Above is a link to where I posted about the funds (post # 697). Not a single mention of ACH. Why would I as I know nothing about that. It was YOU who came up with that ACH stuff, on another forum no less. I assumed you probably knew what you were talking about and set out to figure why the payment hit my account in the early morning hours after midnight.

Turns out my mistake was thinking you knew anything about which you were talking about, because this wasn't even a ACH transfer. It was a transfer between accounts at the same banking institution. And it hit the account just after midnight because.....it hit the account just after midnight. That is when the transfer either took place or was posted. I don't care which. THAT is when it showed. Everything else is just Mdawg fucktard shit.

You are just a fuck up....a total waste of your fathers sand nigger sperm. probably NOT the first time you have heard that. I'll bet daddy told you this many times didn't he?