Thank you for posting the screenshot of an ACH transfer Mdawg. I know you weren't trying to, but it did explain something. It doesn't really matter at all, but I think this clears something up for me. The transfer of the settlement money into my personal account does NOT say ACH.

It was always Mdawg that steered discussion toward an ACH transfer, and rules and times that he looked up on the Internet. I knew nothing about what an ACH transfer was. And what I know now it is only because what I have read as a result of this discussion.

So an ACH transfer is a transfer between accounts at different financial institutions that goes to the clearing house because it is different financial institutions. A transfer between accounts at the same institution does not go through the clearing house and is not an ACH transfer. It is an interbank transfer between accounts at the same bank.

So there was an ACH transfer when the settlement money was transferred from the other party to the account that my attorney had set up at my financial institution, but that was weeks earlier. On the day that my portion was transferred from the account my attorney had set up to my personal account, both at the same banking institution, there was no clearing house involved. It was just a bank transfer. The timing of that isn't set in stone, but just when the bank makes the transfer.

Doesn't really matter. But it does clear some things up for me. I will know if I ever get another ACH transfer.

Now just out of curiosity, I looked back 5 years to some deposits of my partners Social security. these deposits also do not specify ACH. The say SSA US treasury. (Social security administration, U.S. Treasury)

So not that it matters but are government checks actually ACH? Just off the top of my head Clearing house (ACH) means something has to clear. Government checks are guaranteed.

Anyway, none of this really matters. I was told on a FRiday morning that the settlement funds would be transferred that day. I checked several times. and just after midnight the funds were in my account. Anything else that Mdawg wants to turn this into is just his usual trolling.