What's incredible to me is how indecisive MisterV is about all of this. Where did you practice? Have you forgotten everything you learned? Or are you just committed to bending over backwards to allow UNKewlJ a sort of half ally as he flounders with all sorts of contradictory nonsense that any attorney worth his salt would realize is fabricated.
Okay maybe you don't know much about ACH and inter bank transfers because you practiced in the old days of paper checks only, but still, you know damn well that no attorney would link an account containing settlement funds with a client's account, if only for the reason that that would allow transfers back and forth between the two. There is no special kind of linkage that banks offer with only one way transfers permitted - either the external account is linked, or it is not.
Or, we return to the original version of the story, that this was just an ACH transfer sent by a third party processor, but then, oh well, UNKewlJ already retracted that version of the story and withdrew all his arguments about how "this is the way it is done" and "social security payments arrive after midnight so so did mine" after he realized that those arguments weren't passing muster.
Now we're stuck with this farcical complicated version of the story where the attorney sets up a new account for every settlement at different banks and then links his "temporary" account with that of his client to allow the client full access "transparency."