Originally Posted by mickeycrimm View Post
Dave's first advice to every client is to destroy your credit cards and use debit cards. He doesn't like the interest the credit companies charge. And he says that even if you pay the balance off every month that sooner or later you will mess up and sink yourself into debt.
I'm sure that's good advice for the retards, but afaik you need credit cards to get the good cash back and incentives.

Maybe I missed something.