Originally Posted by mickeycrimm View Post
Originally Posted by Alan Mendelson View Post
... ask Shell if they'll let you pay for a tank of gas with EV. Ask kewlj if he ever made a mortgage payment with EV.
Speaking of gas I'm getting a 5% rebate on gas purchases this quarter on one of my credit cards. I pay the balance off every month so I don't get tagged for interest. I guess you could say this is an AP move. The only reason I have this particular card is because of the various rebate offers I get every quarter. And I sometimes buy my gas at Shell.
The Credit card game is an easy +EV play for those disciplined enough to properly use it and can survive the credit score swings from the hard inquiries. There are websites out there with the best public card deals and more unlisted ones out there.

As you said, you must pay them off every month or the interest kills any advantage from rebates or sign up deals.

Wells Fargo has a good cash back card with a current $200 signup if you spend $1000 in 3 months along with 1.5 cashback on every purchase or 1.8% back on charges made with Apple Pay. You can deposit your money into a WF checking account, get a check mailed to you or.... imagine this Alan, pay your WF mortgage principal with it. So technically you are paying your mortgage with +EV.