He probably had a return that didn't get credited as soon as he expected. That's very common. If I knew that I had a credit coming I would probably pay less the expected credit.
Edit: responded before reading previous post
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Yes that's more or less what happened, I did return the item but it didn't post in time. I was late in returning it, so the credit posted the next month, and I ended up, between what I paid and the credit that eventually posted, overpaid.
But I should have dealt with the return quicker.
Meantime UNKewlJ continues with the st-st-stammering lies.
Well, I would say that the reason you continue to post here is that your whole persona does not exist in real life.
But of course you already know that I and most others think this.
ETA addressed to KJ, this thread is moving fast.
Being anonymous to the large majority of posters and then posting a picture is not the same as flashing cash like you reference. I love how you like to say "that is not who we are". So telling.
What the fuck real AP talks in a way to group themselves with other APs? Like there is some huge commonality outside of making cash via gambling. There is no membership club for you to be part of regardless of how bad you try and make yourself out to be a member of this fictitious club.
This whole forum is for entertainment. It is an exercise in absurdism. Me posting my picture fired it up a bit and hopefully put a few smiles on people's faces. I know it did for me.
Again, I don't think I'm much of a success. 9-5 grinders would think otherwise. I look at the potential I had as a person, all the opportunities I fucked up, and the fact I'm out there grinding trying to have a safety net for my older years.
I live an upperclass lifestyle on a budget. I was born from blue collar uneducated folks. I have no need for things. My car is the nicest thing I've ever had and i figured out how to rubberband a phone on the top of the steering wheel last night. I can now watch movies as I drive at night with little concern for my safety. That's huge.
Outside of that I now own a condo. I also have a compound that I inherited. I'm going to dig a deeper well there and probably another house. Outside of that I only need money for medical reasons or to repair something. Life is good to me.
I'm tall and fairly handsome. A bit skinny but I'll take the tall aspect every day. I get plenty of positive attention.
I've actually become a lot more empathetic as I've gotten older. When I was younger I was just a subsistence gambler who was a very hard drinker. (Never woke up and drank though .. so was never physically addicted) Now that I do well I go out of my way to treat people as best as I reasonably can. Previously i was like fuck the world half the time. Now I tip pretty well and try my best to be kind. I've become more mindful and thoughtful in general. The world is just going to be more and more shit as I grow old due to various factors. I'd rather surround myself with good vibes and kindness. Yes, I can and still will be a mother fucker at times. I don't really put up with much bullshit nor can I be cowed into much of anything. If I think someone is a hard man I am limited in what I'll do because I'd get my ass kicked. I would be willing to shoot someone ASAP if needed and legally justified. (yep, know your state laws)
I'm basically a conservative hippy hillbilly with a very high IQ. Call it bragging or whatever but this is me.
Also waiting for a mattress delivery.. so don't got much to do. Cali King ftw but they have to be shipped in from some ways off and not the local store. Freight won't pinpoint the time they show up. So today is one of those days I'm sitting on this forum with nothing better to do.
Looks like MrV walked right into that one. Ha.
Anyway, the sum of the first 12,231,661 digits, of pi, is 55040781 = (1+10*√9)*(1+1600)*1109+(1+1) ---> 119_116_611_911. And, 12231661 = (3 * 4077221 - 2) = {[(1 + 1) + 0^0] * [2000000 + 2000000 + (077220 + 0^0)] - (1 + 1)} ---> 11_22_77_22_11. The numeral, 55040781, starts at decimal place, 12,231,611, in pi.
Interestingly, the first, 3, and second, 1, thus digits, of pi, sum to its third, 4. That sort of thing doesn't happen again until the above occurrence.
If you actually dwelled someplace other than a tunnel, the day before your fictional turn over of your fictional condo to fictional VRBO guests you'd be getting your place secure instead of posting nonstop on a forum.
Remember, you are dimwitted and it takes you a very long time to make a single post.
I'm arrogant enough that if I thought I had more money or a higher credit rating than everyone here, I would have said just that. Verbatim. I did not. I know how modest my credit score is.
My (and mickey's) credit rating puts us maybe in the top third of Americans. Good, but not great. My reporting on the subject is a study in reality, not the usual "AP" nonsense. On many previous occasions, I've stated that my net worth is almost exactly the average net worth of the basic white American 65-year-old male. It's right on the button. I'm actually proud of that since the variable correlating most with a person's income is his parents' income.
I think all of the "APs" should post their scores like mickey. Cuts to the heart of what they claim.
P.S. Sat down with a banker today for about two hours, so that ties right in with this topic.
My place is already secure. I did move a couple items into storage and put a few things away in the safe. No need for anything more. No one is walking off with anything. Only you people that don't know how this works would think that. People are vetted and everything guaranteed.
It is like you retards think I picked some ying yang off of craigslist and am turning over my home to them. idiots.
I can't imagine why you or any reasonable person would think this Red? Why would you think anybody, I don't care who you are or what you claim, should prove things like they are on trial. That is just bizarre. It is a very small percentage of real AP type players that participate on any public forums, let alone this type of trolling forums. That kind of policy, would guarantee that almost none would.
I don't need prove of anything from anyone to know who is real and who is bullshitting. I won't accept proof, because what is posted as proof is pictures in an RV at a dealership, or a generic bill of sale printed out from an internet template, for a million dollar plus RV. Or easily doctored documents of whatever kind, including casino records. Or cash (sometimes purchased from Amazon) or casino chips that prove nothing about wins and losses. Or may favorite, half eaten food, or charcoal toothpaste spit out in the sink.
All that stuff is a game. A joke. An act of trolling. I don't need any of that to know who knows what they are talking about and who is just talking and trolling. And the math is a big part of that.
And really, it turns out it doesn't even matter if you prove you know what you are talking about. That no longer matters. People that decide they don't like you and are all about hating will make up and say whatever they want.
I think your problem Red, is you are confused about what this forum is. It is a troll forum and nothing more. I fought that every step of the way. But that is what Dan Druff and the membership wanted. And here we are. Enjoy!
Also based on your outstanding tax lien and state of residence I'd assume that you are closer to the median net worth for your age. You are nowhere close to average. But then again with your understanding of EV you will probably tell us median and average are the same thing. Then you'll tell us how you're going to host a conference on the topic in the local cafe restroom on the subject with your colleague Jerome Powell or some shit.
You mean like the bullshitter supposed to be on vacation in Tahoe skiing and snowboarding (Like this fucker could have ever snowboarded), but spends his entire day trolling on a troll forum. 25 posts and counting. :cool:
Isn't that what everyone does, goes on vacations and them posts on an internet forum for hours on end. :confused:
I essentially pay cash for everything. My cards just make things easy to order, take advantage of hotel loyalty programs, don't have to go inside to buy gas, etc. But my cards are paid off from my bank account every month. I don't pay interest.
I just seen where credit card debt is at a record high. Dave Ramsey says everyone should destroy their credit cards and use cash or prepaid debit cards. He says credit ratings are for suckers, they just suck people into more debt.
BTW, you haven't put any proof of your credit score up. Did you forget?
Let it be known I've never worn any sort of man purse. I do tend to like cargo pants but have been upscaling it. Any sort of man purse is 50/50 AP. Id rather fit in as much as possible. Im alrrady unique looking enough. The fanny pack is for moving money around and storing it. Not too big or small. I spent some money on the nicest fanny pack I could then just keep it in my car. I might wear it at some point but... just not a good look. The rear pouch has a couple'a gold coins.
Most importantly though the man purse suggests a lot of cash on you. Fanny pack not so much I guess. Just not good.
You're as pathetic a story-teller and nervous explanation-giver as kew has proven to be.
This type of weakness easily rubs off on sad, sad loners.
Very bad day and night for Joe Biden.
I think this is the end of Biden running for reelection. All that is left is for the Democrats to figure out how to move on with someone else.
Yes indeed: being publicly damned as "a “well-meaning, elderly man with a poor memory.”
Time for him to step down, as difficult as that will be for him...I mean, who wants to give up Absolute Power voluntarily and be exiled to god's waiting room?
I don't think he has to step down as President. But he will need to end his re-election bid/plans. From everything I have read, Ronald Reagon was probably in equally bad shape mentally in his final year of the presidency. But he wasn't running and out there speaking everyday, so they were able to hide some of that from the public.
Biden is mixing up conversations he had, of late saying he had them with people that have been dead for years. Tonight he mixed up Egypt and Mexico. And in speaking about his son's death, he stopped mid sentence, forgetting where he was going and never finished the thought. Then he snapped at several reporters.
It is just very apparent he is not mentally fit to run again. I don't know what or how the democrats move on from that. Similarly to 1968 when Johnson quit the re-election just after the primaries started, it is too late for someone like Gavin Newsome to join the race and get on enough ballots. And then there is the issue that Kamala Harris will think she is next up and she just can't be. It is a disaster for Democrats.
And I don't think that necessarily means this was a good day fro Trump. He has his own very different set of problems.
I have to check the sportsbooks. If there is a wager available that November election will not be Trump vs Biden, I want a piece of that.
I guess I misspoke when I said "step down."
What I meant was he should step down from mounting a reelection campaign.
His parents lived to 92, and 86? His grandparents were 48, and 73, and, 49, and 63?
Total age: 411, as in the solution. Ha.
Lol. There is a post by seedvalue... where he goes off on man purses and men who wear sandals. "I don't have time for people like that". Whether intentionally funny or serious i could not tell you. Yet I was wanting to reply after kewl made fun of the fanny pack I never actually wear. Couldn't readily find the post though so dumped my disclaimer in here.
Manpurses don't really seem that useful unless you're looking to spin off big denom slots.
Part of his mental illness is that he spend days writing about how so and so has been doing this while he has not (in this case the nonsense about claiming that he's never asked anyone to provide proof) when all the while, that's exactly what he has done in the past, demand proof of others.
Kew has no way out with this one. He's not only a documented and proven liar about himself, mdawg, me and others---he lies about why he lies....after getting caught red-handed of course, and he's a giant hypocrite to boot.
The humiliation of the self-proclaimed "Man About Town" goes on..... And I LOVE IT!!!:)
So you say, Rat-bert: I still think his posts have value.
I say that you lie and the hound lies, and you say KJ lies...the beat goes on...
I also say YOU lie V, just as AQ has been doing.
Maybe I'd see it differently if I destroyed my body with weed and drugs?
Indubitably.
I don't know what the rats, either, might do with Ratbert. Ha.
But, I do know that the ages of Trump's parents and grandparents appear to add to 499 = (-1 + 500) ---> 15_50 ---> 51/50.
And, that the (499 + 411) = 91*10 ---> 911. With (499 - 411) = 88 = (1 + 1)*4*11 ---> 114_411.Quote:
According to the official dictionary definition, 51/50 is a slang term referring to the California law code for the temporary, involuntary psychiatric commitment of individuals who present a danger to themselves or others due to signs of mental illness.
It has been more generally applied to people who are considered threateningly unstable or “crazy.”
Anyway, the real meat & potatoes today has to do with the little calculation, [(19 - 2)^3 + (-9 + 1)^3] = 4401 ---> 192_291.
Everyone here at one time or another has accused the other of lying, but among us who is the proven and admitted liar? Only FraudJ!
Probably best to try to prove out only what really matters. Don't want any negative vibes, or, anagrams like, "Omega: An International Journal for the Study of Dying, Death, Bereavement, Suicide, and Other Lethal Behaviors," popping up. Ha.
You'll feel a lot better, even if, then, fail at something in particular.Ha.
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If you actually use credit, have a mortgage, or other term loans that helps your score. I only buy a minimal amount of stuff with a card. Airfare and such stuff that there's no other way to pay. With the exception of getting a new card for sign up bonuses which then causes reduced age of accounts along with cancellations for non use or closing down ones with annual fees.
First you wrote Then you wrote:
You're clearly lying about the value of your credit score, given that the highest possible score is 850: can't go any higher, i.e. into the "850's" as you claim (over 850}.
Caught in a lie...join the others on the dunking stool.
Older model FICO scores used to go to 900 if I'm remembering correctly.
When I was able to actually login and look it said 832 and I realized it was a 850 point vs 900 point scale. 850/900 is actually worse than 832/850.
I said it was in the 850s which since isn't even possible wasn't a very good lie. That is what I remembered it being but when I was home and revisited this thread I logged in and gave the specific number.
LOL. Just look the crap up, guys. It's common knowledge, as they say.
The 900 scale is a rarely used alternative scale that incorporates auto loans and some bank loans. If you don't have an auto loan, you can't get bonus points, so the 900 scale is pretty much inappropriate. They tried to give people bonus points if they had current auto loans is what it amounted to. I have no idea if anyone actually uses the 900 scale these days. Maybe auto dealers.
To figure out what account's number likely is, just deduct the 50 points he garnered from having a specific auto or special kind of bank loan. If he thought he had 850-something, then he's somewhere between 800 and 810, which puts him a hair above mine and mickey's range, which is good, but not spectacular. I'm hoping for an 810 or thereabouts but may not get there.
Auto loans are a particular flag that companies like to see because they suggest you are willing to shell out long term money for depreciating items, and you are willing to pay for the opportunity to do so.
Some trivia: About 1 1/2 percent of Americans have perfect (850) credit scores.
Almost all credit scales run the 850 cap these days. Banks do when they are figuring real estate backed loans. Personally, I have never bought an automobile on credit, so I am never going to get a bonus 50 points so I can -- chuckle -- have a credit score "in the 850's."
Here is the screenshot since Mr V accused me of lying. (Which TBH seems to be fair but for one, the value I gave wasn't even possible and secondly I corrected it ASAP and before anyone said anything.
I mean if you're going to lie get the basics right. I didn't get 3129 on the SAT for nothing, yanno?
IMO I guess financing my car helped. I don't have many credit cards. I regularly use a BOA one I got in the past few years because I get over 2% cashback I believe. (fluctuates with my status tier at the bank though. Which has been lower since BOA wants to stiff everyone on returns as a core part of their business model and thus I have not been keeping as much $ on there)
I also don't signup for new cards. I have on card for well over 10 years but it has a low rate.
I also declared bankruptcy at one point. A loan I had all at once had the terms changed on it. I could declare BR so I did. I then was part of a class action that won against the bank that did that. So ultimately I feel fairly justified in stiffing the banks. I'd rather have a BR than be some capitalists' bitch.
The last page or two is a perfect example of the fucked people on this fucked up forum.
EVERYTHING a pissing contest with you insecure morons.
Who fucking cares about your SAT scores from 50 years ago? Who fucking cares about tour credit scores?
Grow up you insecure little bastards.
Lol SAT joke went right over your poor little pea-brain. My guess is Kewl never even took a SAT/PSAT.
I don't even care about my credit score. I didn't even know what it was when I first posted. On occasion I login to that website because I get "warnings". I then see the FICO score but paid no mind to it. (Why would I ?)
After Mr V claimed I lied (which I did albeit unintentionally) I went ahead and took the screenshot. It is 834 not 832 actually. I also admitted to a bankruptcy which is a shameful thing but... your point here is not to be accurate (and never is).. your point is to try and pump yourself up. After all it is *YOU* who is the incredibly insecure one.
Kewl, stop being such a loser.
Oh yea, and get help !
BTW The talk of credit scores is kinda interesting much like a discussion of anything else. I have no interest or need in one but it is a subject worth knowing about.
Now "tunnel credit" is a whole different subject and I won't make fun of YOU (Kewl) if you want to discuss it.
Yeah, but, then you edited out that you put the initial number out there as an "unknown", but, as in V's quote of you, you didn't put it out there as an "unknown". You really should have stuck to your first version. The second is even more sketchy. Ha.
I never had anything to do with SAT-type tests, so I can't speak from personal experience.
I was wondering that you called yourself that, but, then, that you, supposedly, had no money troubles.Quote:
The Highest Possible SAT Score: This means that the new highest possible SAT score is 1600. Basically, the SAT shifted from a maximum score of 1600 (before 2005), to a maximum score of 2400 (2005-2015), to back down to a maximum of 1600 (2016-present).
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Wait so now redietz is proposing that we modify AIQs credit score so that we can get his "true" credit score, which is really not that much more impressive than redietz' own?
As the Gen Zers say...what is going on here?
The SAT scale is either 1600 or 2400 and even then there are different systems within the scale. I said I had a 31xx because it was never possible. The same way as saying I had a 850s on a 850 scale. It was a joke. fuck. Any American kid who was a college bound type will have some clue about SAT scores. I will try to not be so obscure for Garnabby and Kewl next time.
I'm not sure what your other point is but I don't really read your posts garnabby unless I see they involve me. I also don't read Kewl's posts when he tries to educate people. He never has any insight into anything and if he dips into personal experience there is absolutely 0 reason so believe it is based on his reality. You're a different version of that.
Dog me for the bankruptcy though. I gave you the bone. Not sure what your point is.. if the bankruptcy was anytime recently it would impact my credit score in a large way.
Bah I'm getting pulled into interacting with the neighborhood headcase over nonsense. I'll stop right here..
High school dropout can't even write, doesn't know the difference between affect and effect among other words, let alone then than, he probably took the PSAT in 10th grade before his family threw (or in his case "through") him out of the house and he dropped out became homeless ever since.
I'd guess UNKewlJ verbal score of at best 540. I'd tell you what my scores were but then UNKewlJ would just start softly whining again about how everyone is bragging about areas where he cannot compete (most homeless are blank credit scores, ghosts).
Quote:
Originally Posted by Tater/Moses
I guess that you trying to explain your life, in a "positive light", even to total strangers on the internet, is really getting to you. One fuck-up after another. Ha.
Anyway, as I pointed out, I have no experience with the SAT-stuff, but, as I pointed out, months ago, I went through university on a full scholarship, based mostly on my grade-13 marks, which I posted up, and, my result on an international math contest.
Anyway, as I pointed out to you, long before, I couldn't care less who reads my stuff, nor what the ones who do, think about it. And, if you still think that it's possible to take the gematria stuff seriously, then I guess it's excusable that you thought that I took your supposed SAT scores seriously.
Total fucking moron. Do you have any friends on here?
P.S. Just, had a really funny thought. What when we are the only two posters remaining here? Holy cow!
It was never a supposed SAT score. It was a joke.
You didn't take my SAT talk seriously, you just took it serious enough to do some research and post it in a quote block. And that was for the joke..
but yea you are right. SAT might not even be a thing currently and many people had various ways to getting into college. Just for my age and many years around mine, the SAT was a very large component of where you could go to school so I assume people remember the scale of it.
More lies from gambling's biggest liar and bullshitter.
Not that it is any of your business, but I did well on the math and average on the English. I didn't care for English class much in high school. Probably skipped more classes that I attended. :rolleyes:
But I did well enough to have been accepted at a private catholic university on Philadelphia's exclusive mainline. I only attended for one year. I didn't flunk out, just didn't care for college, had no idea what I wanted to do at that point. Sol I moved to the city (Phila) started working. I then found blackjack and went in a different direction. I always thought I would get back to it, even after moving to Vegas, but except for taking a few courses one year, I haven't. No regrets though.
But congrats to you Mdawg on that online college education. While I don't think you are the lawyer that you claim, I am sure it has come in handy.
All you have to do is look at UNKewlJ's writing, poor math skills and constant math errors, his constant inability to keep track of what he said from day to day (poor memory), inability to make a decision and stick by it, and you may guess how well he has done in life, let alone school. The proof, as they say, is in the pudding.
Not to mention his admission that he was booted out of his own home and dropped out of high school. Which of course, at different times we get a different version of that story too. :D
Version #1, posted 09-18-2023
Version #2, posted 02-10-2024
For example, in the other thread, he forgot that it was he who kept giving the constantly changing versions of how much he supposedly received in his fictional settlement for his fictional backrooming incident, and tried to blame the on others.
Quote:
Originally Posted by mdawg the great
This is just another lie. I have never given an amount, neither of the total settlement, nor my portion received. You know why? Because I can't do so, as part of the settlement terms. dick wad!!!
The closest I have come is saying something like it was a couple or several years of what my average earnings have been.
But keep going. Keep lying and making up whatever the fuck you want. That is all you ever do. Read Dan Druff's words below: Fabricated, grossly exaggerated. That is the Mdawg way.
Tell us some more about your 1-50 spread playing double deck blackjack for 10 straight hours? Or your 60 straight winning blackjack hands. Or the mid 7 figure mansion? Tell us some more "adventure" fool.
KJ, you are talking excitedly to a bunch of quotations (with a smile on top) - many of which in involve posters from years ago.
That is correct coach belly. I have never talked too much about my college experience because I didn't want anyone looking it up to find information to dox me.
But anyone that has read me over the years knows I have a strong alliance to a certain Phila area university. THAT is what lead me to the Philadelphia area. That I was attending college there. :rolleyes:
If you must know, I was entitled to a college education paid for by the government when my father who worked for the government was killed on the job. I only took advantage of one year of that opportunity.
UNKewlJ flat out wrote elsewhere that
college was not in the cards for me
he can't even keep track of his lies.
BUT within this lie about the high school dropout's ever having gone to college, he mentions something about Catholicism, and those Filipinos are pretty much all Catholics. :D
Another day....another set of lies from kew. One need not even argue over whether or not he took and did or didn't do well on the SAT's (or did or didn't attend college, hypocritical of course--thanks coach!). The lying clown is as dumb as a bag of wet rocks---wet because some neighborhood stray cat pissed on them.
It doesn't get any better than this!
BTW, while kew has a few debit cards, he neither has nor would qualify for a credit card. This has been verified in the past 36 hours.
He made up the college lie, on the spot today, to try to back up the lie about that he had done well on the PSAT (he never took the SAT, he had dropped out of high school by then).
This is getting too predictable, every new thread of claims UNKewlJ presents, ends up with a rout of proof that establishes that he is again, lying.
Ok, so this Mdawg character, supposedly a born with a spoon in the mouth, many times over millionaire, who wins millions at will from the casinos on top of that, can't help expressing his envy of a mid-level card counter/advantage player who averages just about 6 figures (total AP, 80% from card counting). And can't help showing his extreme jealousy almost on a daily basis.
What is wrong with that picture? You know of the multi-times over millionaire "Pope of Las Vegas", jealous of and punching down? Bueller? Bueller? anybody?
Meanwhile Singer's total obsession has moved towards my brother of all things? What is up with that Rob? did you want to have a brother and didn't or something? :confused: Just more weirdness from Singer.