I know some people with really good credit but they have no money, whatever they make goes to their bills and their maxed-out cards. One paycheck away from being in serious doo-doo, however, they have kids, and the "American Dream" They will be fine eventually I believe.Originally Posted by Seedvalue
Originally Posted by AxelWolfIt tells me that you're now owned by the man...Originally Posted by Seedvalue
Welcome to the club... My highest is 780, prob 740 now because I didn't pay my balance off like normal, however, I have never bought anything on credit, no car loan, house payments... nothing(all cash period). They love to see a loan and on-time payments of some kind for A1 credit.
I don’t really owe anything I have less then 8k in balances and it’s one of those Arb plays. The zero percent interest rate for 18 month deals that I take whenever they send or have time to look for something to do With it.
I don’t own anything under my name.
As far as credit goes one can build credit just by purchasing gas and grocery’s on a credit card and paying off the balance every month. Getting into the 700s is pretty easy doing that. No idea how I got into the 800s I certainly didn’t set out to try.
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