Frugal and Wolf Video Poker have a function called "tweak the strategy chart." All i had to do was place the 3-card royals over the high pairs in the strategy chart and then hit the analyze tab. It showed 99.0656%. So you are giving up a tenth of a percent by playing it the way you do.
By the way, you can download Frugal Video Poker for free at wolfvideopoker.com





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